Please be advised that this site is not affiliated with the Service Canada office.
It was created to provide general EI information only.
Employment Insurance Premium Rates for 2026
The Government of Canada has announced the Employment Insurance (EI) premium rates for 2026, providing continued support to workers and employers while keeping contributions near historically low levels.
EI Premium Rate for Employees
For 2026, the EI premium rate for employees is set at $1.63 per $100 of insurable earnings. This represents a one-cent decrease compared to the 2025 rate and remains well below the historical peak.
EI Premium Rate for Employers
Employers are required to contribute EI premiums at a rate of 1.4 times the employee rate. For 2026, this results in an employer rate of $2.28 per $100 of insurable earnings for each employee.
Quebec EI Premium Rates
Employees and employers in Quebec pay lower EI premiums because the province administers its own parental insurance program. For 2026:
- Quebec employee rate: $1.30 per $100 of insurable earnings
- Quebec employer rate: $1.82 per $100 of insurable earnings
Maximum Insurable Earnings and Premiums
The Maximum Insurable Earnings (MIE) for 2026 will increase to $68,900. Based on this amount:
- Maximum annual EI premium for employees: $1,123.07
- Maximum annual EI premium for employers: $1,572.30 per employee
EI Weekly Benefits for 2026
The increase in MIE also raises the maximum weekly EI benefit to $729 for 2026, providing additional income support for eligible workers.
How EI Premium Rates Are Set
EI premium rates are determined using a seven-year forecast designed to balance the EI Operating Account. The EI Senior Actuary uses economic projections such as unemployment levels and wage growth to calculate the required rate.
Key Takeaways
- EI premium rates decrease slightly in 2026
- Maximum insurable earnings increase significantly
- Workers and employers should plan for higher maximum contributions
More Read: How to tell EI agent about your Financial Dire Need situation?
Suggest Reading:Â Canada’s FREE Dental Care Plan
Passport Canada Question:Â How to speak to Passport Canada agent quickly
If you want to learn more about the new Canada Groceries and Essentials Benefit (CGEB), including who qualifies, how much you could receive, and when payments are issued, visit Tax Service Canada’s Canada Groceries and Essentials Benefit Guide. This comprehensive resource explains the eligibility requirements, payment amounts for individuals and families, application details for new residents, and important CRA payment dates. With the CGEB replacing the GST/HST Credit in July 2026 and providing increased support to millions of Canadians, staying informed can help ensure you receive every benefit you are entitled to.
If you receive the Guaranteed Income Supplement (GIS), now is the time to ensure your benefits continue without interruption. GIS eligibility is reviewed annually, and failing to file your income tax return or complete any required renewal steps could result in your payments being reduced or stopped starting in July 2026. Service Canada uses your most recent income information to determine your eligibility and payment amount for the 2026–2027 benefit year. To avoid delays or disruptions to your monthly GIS payments, review the renewal requirements today. Visit the GIS Renewal page for a complete guide and important updates.
Never miss an Old Age Security payment by bookmarking our dedicated 2026 OAS Payment Schedule page today. Managing your retirement budget is much easier when you know exactly when your funds will arrive in your account. By saving this link, you’ll have instant, one-click access to the most up-to-date distribution dates and any schedule adjustments throughout the year. Stay organized and gain peace of mind by keeping this essential resource right at your fingertips. Bookmark us now and ensure you’re always prepared for your upcoming monthly payments!
* * * * Most viewed topics * * * *
Canada Groceries and Essentials Benefit 2026 – Eligibility & Payment Schedule
FREE Canadian Dental Care Plan Coverage – Online Application*
Leave a Comment